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The best bit of advice I have ever been given was from a gunnery sergeant in the United States Marine Corps. He told me to take a small percentage of my income every month and put it into savings. He told me to make this automatic so you never even notice the money missing. From there he told me once a year to take that money and invest it into something stable.
And this is exactly what I did.
I won't have any concerns when I retire.
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