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This has been up several times before.
The answer then, as I assume to be right even this time, is
No, that is not allowed.
Payoneer trumpets their ACH "get paid by anyone" to your virtual bank account number service. But in reality, they selectively choose which payments to approve and which they deny and send back.
And since their terms for the US Payment service clearly says "no adult", they will reject anything that even smells of adult transactions, as their way of not losing their co-operation with the bank they work with.
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The truth is not affected by the beliefs, or doubts, of the majority.
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