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Basically a must to have both unless you're doing very little volume. There are advantages and disadvantages to both. Payoneer's US payment service can be very useful, however sending money from one user to another can be restrictive. Paxum doesn't have this restriction and can accept international bank wires, don't think this is available with payoneer. Payoneer's Mastercard system is a bit more reliable than paxums and also has no monthly limit, just daily. Paxum has both daily and monthly limits.
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