I've only used PayPal and Escrow for 14+ years for getting paid and if that didn't work I'd take a paper check. Debated Paxum, Payoneer etc... as an alternate method but haven't pulled the trigger on anyone usually due to being just about to pull the trigger and then I see threads like this.

I would need it strictly for money being able to be ACH into bank account as I don't need the ATM card.