Originally Posted by Sly

This is going to be your problem right here.

Not whether or not it's actually possible, but the waffling on if you can commit to it. If you waffle on a commitment/decision, the answer to the question is going to be "no."

You need to be willing to bleed for 2-5 years or the desired results will never really take foothold. If you are willing to bleed for 2 years, go for it. Get your $20k. If you are not willing to bleed, recognize that and take a step back.