Quote:
Originally Posted by Rochard
We've had this argument before. You are legally required to have auto insurance and home owners insurance.
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that's nonsense...
auto-insurance is really just "liability insurance"... you operate a dangerous machine (a car) in public, and there is relatively high chance you will fuck other people up... if you do, the state wants to be sure you have "liability insurance" that will pay for any damages you cause... the state could care less if you fuck yourself up, or if you fuck up your own car...
home owners insurance isn't required either, your bank may require it to insure against possible loss, but once you own your home, home owners insurance is usually not required...