Quote:
Originally Posted by woj
that's nonsense...
auto-insurance is really just "liability insurance"... you operate a dangerous machine (a car) in public, and there is relatively high chance you will fuck other people up... if you do, the state wants to be sure you have "liability insurance" that will pay for any damages you cause... the state could care less if you fuck yourself up, or if you fuck up your own car...
home owners insurance isn't required either, your bank may require it to insure against possible loss, but once you own your home, home owners insurance is usually not required...
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So what if a guy has no health insurance, has a major heart attack and is rushed to the hospital. They do surgery. He spends time in the ICU and ends up making a full recovery, but not before running up $200,000 in medical bills. He has no way to pay it so he declares bankruptcy. That cost is going to be passed on to others. Is that fair?