the other thing that will kill your credit score is using more then 50% of the aval. credit on any account. So if you have more then 100 bucks on that card it will drop your score. If you need to get your credit going get a secured card for 2500. you will need to deposit 2500 in their bank account, but if you use the card and always pay on time to will show up in your report as a good line of revolving credit. The apply for a normal card in a year. My credit is not great, I have had to work on it for a couple years.
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