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Adraco · 12-09-2016, 03:33 AM

If you plan on getting much funds to Paxum, then you should get the Paxum Mastercard and withdraw from ATM. The card costs $44.95 per year, and if you get Paxum funds regularly, that is the most cost effective method, since each withdrawal only costs $2 ATM fee.

If it's more seldom, and for really small amounts like this, you would be better off by one of two options:
1. Wait for Paxum to reinstate Electronic Funds Transfer (ETF) for European accounts. Right now, that service is not operational, but it would be a transfer directly to your bank account for the low, fixed price of $8.95, regardless of the amount.

2. Use any of the exchangers here, and expect a reasonable fee to be somewhere between 5-10% of the transfer amount, to get your Paxum money exchanged into Paypal.

Given the above, you will see that:
A wire transfer at $50 is absolutely out of the question, since the card would be cheaper.

If you plan on doing ~5 ETF withdrawals in a year, that would be around the same price as the Paxum Mastercard - so if you plan on getting Paxum funds and withdraw around every second month - then get the Paxum Mastercard.

If you do an exchange at 5% that is $12.50 in fee, a 10% fee would of course be $25. So 2-4 of those exchanges and you will, again, find yourself with fees that are in the same region as the Paxum Mastercard.

In conclusion,
if this is a one time thing, then either wait for ETF to be re-instated or do an exchange for Paypal funds.

If this is a regular thing, do get the Paxum Mastercard as it will be cheaper in the long run.

12-09-2016, 03:33 AM
Adraco Confirmed User Industry Role: Join Date: May 2009 Location: Onboard an airplane around the globe Posts: 3,734	If you plan on getting much funds to Paxum, then you should get the Paxum Mastercard and withdraw from ATM. The card costs $44.95 per year, and if you get Paxum funds regularly, that is the most cost effective method, since each withdrawal only costs $2 ATM fee. If it's more seldom, and for really small amounts like this, you would be better off by one of two options: 1. Wait for Paxum to reinstate Electronic Funds Transfer (ETF) for European accounts. Right now, that service is not operational, but it would be a transfer directly to your bank account for the low, fixed price of $8.95, regardless of the amount. 2. Use any of the exchangers here, and expect a reasonable fee to be somewhere between 5-10% of the transfer amount, to get your Paxum money exchanged into Paypal. Given the above, you will see that: A wire transfer at $50 is absolutely out of the question, since the card would be cheaper. If you plan on doing ~5 ETF withdrawals in a year, that would be around the same price as the Paxum Mastercard - so if you plan on getting Paxum funds and withdraw around every second month - then get the Paxum Mastercard. If you do an exchange at 5% that is $12.50 in fee, a 10% fee would of course be $25. So 2-4 of those exchanges and you will, again, find yourself with fees that are in the same region as the Paxum Mastercard. In conclusion, if this is a one time thing, then either wait for ETF to be re-instated or do an exchange for Paypal funds. If this is a regular thing, do get the Paxum Mastercard as it will be cheaper in the long run. __________________ ---------------------------------------------------------------------------------- The truth is not affected by the beliefs, or doubts, of the majority.