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Unless people run their shop like a business, they'll be out of business. If you have webmasters generating high chargebacks over a sustained period of time why should you keep them?
The only downside is for webmasters who shift their traffic all the time. So if you send a load to Sponsor A and then shift it a couple months later to Sponsor B, now when the chargebacks hit your ratios are going to look artificially high in relation to revenues.
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