This is just my opinion, but I think they are all (including Obamacare) attacking healthcare in the wrong way. Healthcare is not just an American issue, it's world wide and there are two main causes. One is the extortionate prices of drugs and second is the huge cost of "administration". For example my Dr has 3 nurses an assistant a receptionist an accountant and a hospital administrator.
If government can in some way reduce these costs I believe the cost of healthcare will drop.
At the moment we have a system that mimics the prescription system. Dr's treat the symptoms and not the cause. Insurance companies will always make money, if the cost of drugs and administration drop so should the cost of insurance ?
Here's another though, how many of you would take your car to a garage and not get a quote ?
Why do hospitals not have prices available. I had a couple of MRIs recently, one at my local Hospital for $900 took an hour, One at a Hospital about 70 miles away much more involved and took 3 hours for $450 ? There is no control over what hospitals or practices charge

I should add that these are my costs after insurance.