Quote:
Originally Posted by crockett
Here is why... because those crazy inflated prices from hospitals are fake prices. The bill you might see for a child birth might be $20 or 30k but the insurance company was never paying that much.. They were probably paying this $17, meaning now you are covering the full cost out of your pocket, but the insurance company is pretending to pay the other "covered" half... (this is why we aren't aloud to see the actual cost the insurance companies pay for stuff because it's "trade secrets"..
Now the problem is you will get that full bill for $20 or 30k if you have no insurance but you can't say hey it didn't really cost that much, let me pay $17k instead.. no you don't have that bargaining power they will make you pay the full price..
Its legal extortion..
The hospitals make their bills so high, so they can write off the no pays as massive losses to be recouped from the federal govt..
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And here in lies the true problem with healthcare in the USA. The pharmaceutical companies charge unbelievable prices for there products and the hospitals rig their prices based on the % of people who will not pay plus all the unnecessary ancillary staff that they used to inflate the charges you receive.
Hers is an example i have personally experienced. I use a prescribed hand cream that with insurance costs me about $16.00 a tube per month. Last month the pharmaceutical company raise the cost of that cream to $1060. a tube and that is with exactly the same insurance. The system is rigged to fuck you over no matter what. Do i pay the $1060, absolutely not i will just have to go without.