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Usually you need incorporation in the US and some assets apart from the account in the same state or another jurisdiction the bank does business in.
Every US federally chartered bank I have dealt with has this policy. International banks may be a different story.
It is possible for a service company in the ACH 'zone' to make disbursements to you for a fee. However, today's AML laws may complicate things IDK. SEPA/EFT presents similar issues for US based businesses.
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