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So with first choice, I don't think it's really a viable option if you're receiving payments in the thousands. You can ONLY get your money out via the pre-paid card.
If you're receiving payments in the $10,000's and the atm only allows $500 a day withdraw you're looking at both atm fees and payoneer fees for each withdraw not to mention weeks or months of trying to get the money off the account.
It's ok for smaller payments here and there though.
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