There is such a thing as hard luck in this world.

the ying and yang of life should be:
No one is left to die without dignity but everyone must pay their way if they can.
There should be some cost controls in health trauma, health rehabilitative circumstances or end of life situations. Cost controls in what ways needs to be looked into. In 1920 they might have just put you in the charity ward where there were 20 beds with people placed there -- that was acceptable back then ...