Zelle, a payment network backed by major US banks, is launching a standalone app. ... Since the network works directly with banking partners, money can be transferred between accounts — regardless of bank affiliations — for free, and can be withdrawn in minutes.
Sep 8, 2017
backed by major US banks = IMO No adult allowed.
here an article:
https://www.theverge.com/2017/9/8/16...nmo-competitor