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Seriously OP the problem is with YOU.
You have been in business for TEN YEARS and yet you do not understand how monthly billing for software licenses works? Come on now. And not wanting to give your credit card info for autopay? Total bush league. I won't tell you how to manage your business since the basics seem to escape you so it would be a waste of time.
What did I do when I had a choice to use software like Elevated X or create my own custom software? I created my own (and paid for it) thus avoiding your issues altogether. After TEN YEARS in the Biz it's time to enter the 21st Century and get your fucking ducks in a row instead of starting threads on GFY that paint you as a clueless, angry noob.
Happy fucking New Year.
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