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I am not Netbilling but I can give you some of my experience, Just because you are on the TMF does not necessarily mean that you have done something wrong. Merchants are supposed to contact the bank that placed you there to see why. By the book rules say that you are not to reject a merchant because he/she is on the list.
I have had mixed results with cardservice, but mostly good. If you want to ICQ me I will give you all the assistance that I can.
ICQ 200441622
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