Maybe I'm lucky, but in 20 years of being a webmaster, I've never been hacked and never had to hire any design teams. I've outsourced a few banners and header graphics before, but that's it (usually they ended up being as bad or worse than I could do myself anyway). I tried buying articles one time too, it was real garbage.
I guess it depends what kind of sites you're running too. If you can rank for even 2-3 decent keywords and get ~100,000 views on a site organically without spam or buying traffic you can make decent money with not much risk. For example I have never been hit by any Google penalties even though 70% of my traffic or more on all sites comes from Google. I've heard horror stories from some guys I know who are "SEO specialists" or whatever. Some of them are more successful at selling sites too. Go figure.
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