in Czech, got it, but not certain I'm happy with it getting it, looking at the fees:
yearly card fee is now a monthly $4.75, fine, don't care
BUT
- international ATM withdrawal: $2 + 2.5%

- POS in non USD: $1 + 2.5%
- max cumulative ATM withdrawal per day is $1000... max $500 per transaction
so basically a $27 fee per $1000 you use the card if you don't pay for stuff priced in USD
Ruth, is this correct?