Sounds like you dont know what 95% means..
You could be at 45mbs with 95% but still peaking at well over 100mbs,well you won't go over 100mbs because your capped, which means during your busy hours your site will get slow.
If your not getting billed on 95% I'm not even sure why you care what your 95% is. You should see what your peaking at not what your 95% is.
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