Originally Posted by thommy

that could be done easy but not really cheap.
the biggest problem is that you have only 2 big players at the end that decide.

the complete online payment stuff is is just a waste of money because at the end you will have the same rules as on any bank and you have to tell them all about you.

all this tries starting from epassporte on are fragil and heavily under control.
paypal is the same (or even worse than all other).

at the end of the day the good old wire to a bank is still the cheapest and most reliable way to transfer money. actually from all this non popular payment methods and banks I prefer transferwise because it is easy, cheap, fast and you can use it for any currency you want with a supercheap exchange rate.

unfortunately I could not try their cards because they don´t have them for thailand yet.
but the possibilities they offer are really great.
if i am not completely wrong the following should work:

open a transferwise account under your name (must be the same as on your paxum)
if you have, let´s say 1000 dollars but finally you want this money in Euro or any other currency it will cost you a fortune.
1. you pay the ATM costs
2. you get a terrible exchange rate

at the end you will receive something like 800 euros for this 1000 dollars.
(if you would have 1000 in cash and change it on a bank they would give you around 830)

now if you send your money in dollars to your transferwise account and want to receive it there on your Euro currency account they tell you right away how much that will be.
than you might have something like 840-850 on your transferwise account and you can now either make another wire to another bank (on cheap costs) or get it with your cash card from the ATM.

at the final you will have between 5% and 8% more in your hand.