Quote:
Originally Posted by Phoenix
How do you guys not hold some cc debt? I purposely hold a little on 4 different cards. I sometimes pay them off in full but i want to keep it going as that is 4 entities who report to the credit bureaus.
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I have never paid credit card interest, but use them every month and pay the full balance every month. My credit score is towards the max of credit ranking. If you run my credit report I have a "balance" on them but it's only for the current month.
Paying cc interest is a waste of money unless you can't afford to pay off the card.