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Originally Posted by StefanG
that's idiotic
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But true my friend.
Quote:
Originally Posted by directfiesta
No, credit bureau do not have info on banks deposit ....
If you have 100K in the bank and $0 in credit history, you will be fucked.
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Yes, exactly.
Quote:
Originally Posted by directfiesta
But true ... Even for jobs, employers will check the credit bureau .
I do so when I lease a rental unit ...
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Exactly.
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Originally Posted by crucifissio
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This is just the beginning - people even time payments to try to raise their FICO score, and pay twice a month, and all sorts of other "techniques".
And for any non USA folks wondering, having a zero balance is NOT what is considered best. Having a 3-10% balance every month is optimal. Income or saving or net worth do NOT figure in.