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Old 03-11-2019, 08:37 AM  
Paul Markham
Too old to care
 
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Join Date: Jun 2001
Location: On the sofa, watching TV or doing my jigsaws.
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Quote:
Originally Posted by ilnjscb View Post
And for any non USA folks wondering, having a zero balance is NOT what is considered best. Having a 3-10% balance every month is optimal. Income or saving or net worth do NOT figure in.
So the debt situation is all down to the fucked up system.
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