wires and checks are becoming thing of the past, JPMorgan (with JPMC) and Facebook (Facecoin) etc at least its showing these companies are realizing the demand is there.
To setup a new wire to someone, look at all that bs info you need, SWIFT for international, routing for domestic, bank info, person name & info, and then wait 3 days? (just had a wire subnitted to me on 19th, still not received) etc etc
too many reasons
also, waiting patiently for tokenizing stocks
24hr market? fractions, yes, etc etc