Thread: $100k to invest
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Old 04-30-2019, 08:29 AM  
directfiesta
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Join Date: Oct 2002
Location: Punta Cana, DR
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Quote:
Originally Posted by KlenTelaris View Post
Agree how real estate is shitty, i calculated how you can make money with it only if you buy it with cash, and have steady rent income for atleast 15-20 years which is way way to long , not to mention it also depend where do you buy as whole city can decline. In real estate is much better choice to buy unfurnished flat, fix it and then sell it for bigger price to get instant ROI.
I cannot disagree more ...

Real estate is where you got other people money ( banks ) work for you ...

His 100K will give him access to another 400K , with that he can buy a 3 units rental property ... Mortgage payments paid by the tenants ( let say about 8K a year ) , and he still has plus value with the years, mainly if the rents are increased regurarely.

So 8K/year on 100K gives you 8 % .
If the property value increase is a mere 2 % , that gives 10K , 10%

Total: 18K on 100K : 18% ... covers inflation just fine

Taxes: comes to 0 income by amortizing some of the principal .

Disadvantages: you must work a bit ( maintenance, leases, conflicts, ...)
Advantages: you can pass expenses against the income

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