Note that those 2 bounced checks were deposited within a week of being issued. I didn't sit on them for months. ePayService / Guerra Capital, INC / MTACC either sent them out after their bank account was already closed or within days prior to closing the bank account.
Note this was the 2nd bank account they closed within about 6 months. Check out these 2 threads started by other GFY members in September and October 2018.
Hey whats with MTACC payment processing
MTACC Inc. (returned check) who is this