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3 working days would be normal for a replacement.
I usually travel with 2 cards, one in my wallet one in the hotel safe or in a shoe.
I ran a blackcard for years had them before the titanium ones come out, when they introduced those the fees doubled was around 2800 a year here then, I paid that like a sucker for another 5 years. Book anything to do with a holiday in the location your travelling to and you get free travel insurance, so do more than ten overseas trips a year and they pay for themselves. These days I travel less but for longer and the kids grownup and left home so can't justify or fucking afford the fee any more, I used the concierge service once to replace a stolen card was replaced in like 6 hours, still not worth the annual fee, have 2 cards ;)
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