Quote:
Originally Posted by The Porn Nerd
Besides, most of your refunds and "CBs" will be from checks as people never calculate what's in their account correctly. By the time the check is supposed to clear there's no money left in the account and the check bounces. Fun times!
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This.
Our CB/returned rate for online checks (USA) was so high we disabled it. Not even worth offering it nowadays. I can't imagine there are many in USA who want to buy a paysite membership, but don't have a CC.
EU bank transfer, on the other hand, isn't as popular, but is less risky though it can still can be abused. There is/was an exploit we were seeing with one of CCBill's EU bank transfers options that led to us disabling it.