Do I need both a payment gateway and payment processor for cc payments?
I am close to being done with making a site on my own for the first time but I am a bit overwhelmed with what I actually need to be able to accept credit cards payments through my website. Am I fine with just getting a payment gateway (i.e. rocketgate) and having a bank account for cc payments to be sent to? Or do I need a processor (i.e. ccbill) to pair with the gateway? Or is a gateway unnecessary and I just get a processor? Also is it a good idea to use more than one gateway or processor?
I don't have need to accept transactions with a physical card present, just accept cc payments through a web page where the customer puts his card information and confirms payment.
Any advice is appreciated. Thank you.
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