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with any US bank it's best to stay under the radar re: adult. choose a generic company name, don't use any adult profiles in your application description of biz activity
in my experience BoA fucking sucks. still waiting on new bank cards that were supposed to be delivered in November. takes half an hour to get through their automated system and then wait on hold for another 30 mins or so to speak to a real person - and that's on the biz line, not even general cs
also their sms system doesn't work in certain countries
had much better experience with BMO Harris
but yeah, whatever option you choose keep adult under the radar when dealing with US banks
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