Since I am hearing these horror stories, I don't dare to initiate a withdrawal from paxum to bank account..
I emailed Ruth and sent her a skype msg too, but never got a reply.

It would be good to know if it is possible somehow to withdraw USD to my USD bank account - as an EU company.
I think I heard that EU clients can only withdraw in EUR, and the exchange has to be done by Paxum - where these rates are pretty bad.
I also heard that Ruth can help with occasional USD withdrawal to USD bank accounts, but it can be that this is just rumor.