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Old 03-26-2021, 08:48 AM  
pornguy
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Quote:
Originally Posted by PR_Glen View Post
Thanks for the post PG.

I've been researching investing on and off for years now but I'm really just scratching the surface, to be honest. I always wondered why people don't seem to talk more about dividend stocks in general. It always seemed to make the most sense for long term growth for me. I get it that it doesn't sell books as well talking about long term gains but the goal is still growth isn't it?

the 'sexy' stocks always seemed more like a trap more than anything else.
I feel the same about the sexy stocks and the risk is freaking huge.

Here is an example of that. I think the reason this was in the news is just to raise the price per share.

https://finance.yahoo.com/m/399c2e37...fied-etfs.html

Note to read the article you need to click to investopedia..

But the do list both ETFs right there.

The Title:
Can Just 2 Diversified ETFs Provide All the Equity Diversification You Need?

The ETF's
VTI trading at 204.19 when I looked. Last dividends per share were:
Mar 25, 2021 0.672 Dividend
Dec 24, 2020 0.782 Dividend
Sep 25, 2020 0.674 Dividend

To me this is NOT looking so good.

Maybe its hype for their shares.

The second ETF is:
VXUS trading at 62.44 per share. Last Dividends are
Mar 22, 2021 0.155 Dividend
Dec 21, 2020 0.59 Dividend
Sep 21, 2020 0.339 Dividend

While this buy in is not that great its not overly bad.

Or you can look at something like
NLY Trading at 8.91 per share last dividends are
Dec 30, 2020 0.22 Dividend
Sep 29, 2020 0.22 Dividend
Jun 29, 2020 0.22 Dividend

See where I am going with this.

The first one in the 200$ range gets you .67 cents per share.
How many shares can you afford?

Second in the 60$ range gets you well lets average at .30 they are jumping around a bit.

And the third. cost less than 10$ per and gets your .22

Just do the math on the number of shares you can get. Then on the dividends.

If you set your account to Drip the dividends that goes up and up over time.

They ask the question if these are all the diversification you need. I dont see a YES in that. I see that no they dont return enough for the cost.

Over the last 5 years VTI has only gone up in price.
In the same time VXUS had a big dip but has only gone up overall.
While NLY is down 3$ or so from its high in the last 5 years

Remember you dont have to stay in any purchase. you can sell. Best to wait 1 year though to avoid the higher tax bracket


Remember to do your research and dont spend more than you can lose.
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