MakeMeGrrrrowl

I've been scouting some processors for a few months now, and finally hooked up with my own guy to discuss the options.

I've been offered some pretty good deals. One, in particular, was a half a percent over interchange which would put me somewhere at like 2%.

Currently, I'm at 5.19 and he says he can't compete with the other sites and that while they will put on paper one thing, I will find something else when the statement comes in. I was also worried about this.

Is there anyone who actually pays just half a percent over interchange? Do you think they are far-fetched with their offer?

What's the going rate?