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As was noted in a different article from a month or two back, OnlyFans is pretty much a glorified payment processor that also hosts each creator's site. I think on one hand it's made porn even more accepted in the mainstream which is kind of a good thing, but on the other, we're seeing creators with not much experience in adult or even running a business complain about some very basic things.
Yes, OF most likely will accept all CB's because they're too big and busy to fight each one, yes they'll err on the side of caution and be free with issuing refunds. Tip of the iceberg stuff and if creators don't like it, nobody is stopping them from making their own paysites except themselves. Getting your own processing isn't hard (be it with an IPSP or even getting your own MID). In the long run, you get more control and may make more money. That doesn't mean you should go totally off platforms if it's working; a mixed approach where you keep some fresh content on OF and the full archives on your own site is a possible strategy.
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