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Epayservice has been really good for me. I've been using them for several years and put well into 6 figures through there without a hitch.
The physical card (before they deactivated them) worked fine and they also had a good virtual card service so you didn't have to expose your physical card number to online merchants. Exchange rates for online purchases were always fair. They also handled decommissioning the old cards well, they communicated everything well in advance and didn't run off with any money.
Support generally takes 1-2 days to reply but I never had any issues that couldn't be resolved.
Withdrawals to external cards have always worked (I had a couple randomly returned, but they'd always go through on the next attempt), unlike fucking Paxum. Withdrawals to bank accounts are also fine. Fees are acceptable and not extortionate.
They also had no problems with me spending up large on crypto at Binance and a few other exchanges, unlike my brick and mortar bank who won't let me spend my own money on crypto.
I've still got a few affiliate payments going there, which I then transfer out to other cards or bank accounts. Hopefully they can get new cards up and running soon though.
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