Quote:
Originally Posted by ladida
Rates aren't that different. What you are not accounting for is the charge TW would take from you when you use the debit card. All debit cards for ever have had similar take. From epass, to payoneer, to several other platforms now dead, to now paxum. The exchange rate is the MC rate.
Or you're taking the ATM rate and you're not even realising it, which has a significant markup from the MC rate.
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I'm not using the Transferwise card. I'm using transferwise to exchange USD to Euro and then wire it to my bank account in Euro. Fees are very low. But Paxum doesn't allow wire to Transferwise.