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It's also a good idea for EVERY business owner to have a secondary investment vehicle, at least. As you grow your business and accumulate more wealth, you should create more vehicles, but there is one very simple vehicle that is very easy to get into and everyone should be taking advantage of: Roth/SEP IRAs (in the states, every country has something similar.)
Some entrepreneurs will say "how much do you believe in your business if you are investing in something else?" That's horse shit and the last 24 months are a good example as to why that's horse shit. We only have "so much control" over what we can and cannot do. Sometimes things just tank at no fault of your own. Protect yourself.
Stick away $100 a week to max out the possibilities and consider it your "holy shit I don't know what to do" money. Yes, you will get penalized for taking it out early but getting penalized is a lot better than having nothing at all.
If you argue that you don't have the $100 a week to set aside for your future protection, I have to argue that the risk needed to be a successful entrepreneur might not be right for you and a decent job will probably be a better route. And there's absolutely nothing wrong with that.
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