If its phone based and in the UK, perhaps try using some kinda SMS billing, as in billing per text sent, via the carrier service?
Pitch it as a 'Social Interaction Site, hoping people reconnect after covid lockdowns' to the carriers, and keep 'Adult' out the picture and you should find a way.
A simple google search for "SMS billing services UK" gives multiple options to choose from, should you decide to go that way...
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