Originally Posted by dcortez

1) Any corporation can set their terms of business, which may, or may not, be based of responding to changes in legislation, and/or consumer attitudes.

2) To assume that any entity can protect the safety and security of your vital data, especially during a time when identity fraud is a business itself, would not be founded in reality.

3) Anyone can choose to do business, not do business, or opt-out of doing business, should they not accept the original, or revised, terms and conditions.