12-04-2023, 11:14 PM
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xxx
Industry Role:
Join Date: Jun 2003
Location: UK
Posts: 31,544
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Kinds of age assurance that could be highly effective
Quote:
4.15 Open banking. This works by accessing the information a bank has on record regarding a
user’s age, with the user’s consent. Confirmation of whether or not the user is over 18 is
shared with the relying party.
24 The user’s date of birth is not shared with the relying party,
nor is any other information.
4.16 Photo-identification (photo-ID) matching. This works by capturing relevant information
from an uploaded photo-ID document and comparing it to an image of the user at the point
of ID upload to verify that they are the same person.
4.17 Facial age estimation. This works by analysing the features of a user’s face to estimate their
age.
4.18 Mobile-network operator (MNO) age checks. Each of the UK’s MNOs have agreed to a code
of practice whereby a content restriction filter (CRF), which prevents children from accessing
age-restricted websites over mobile internet, is automatically applied on pay-as-you-go and
contract SIMs. Users can remove the CRF by proving they are an adult.25 MNO age checks
rely on checking whether the CRF on a user’s mobile phone has been removed. If the CRF
has been removed, this indicates that the recorded user of the device is over 18.
Confirmation of whether or not the recorded user is over 18, based on the status of the CRF,
is shared with the relying party.
4.19 Credit card checks. In the UK, you must be 18 or over to obtain a credit card, therefore,
credit card issuers are obliged to verify the age of applicants before providing them with a
credit card. Credit-card based age checks work by asking a user to input their credit card
details, after which a payment processor sends a request to check the card is valid by the
issuing bank. Approval by the issuing bank can be taken as evidence that the user is over
18.26
4.20 Digital identity wallets. Digital identity wallets enable users to verify and securely store their
attributes, such as age, in a digital format. This verification may take place using a variety of
methods, including those listed above. Once their identity or an attribute of their identity
has been verified and stored in the wallet, a user may choose to share individual attributes,
such as their age, or their status as an adult, with a relying party.
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https://www.ofcom.org.uk/__data/asse...5-annexe-2.pdf |
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