Originally Posted by adultbizwork

Just buy SP500 and forget about it for 20 years.

SP500 has been doing 10% per year for the last 100 years. Imagine compounding that.

93% of Wall Street can't beat that, and they are all day long with bloomberg terminals "trading" (gambling) to earn a commission. It's as easy as 1 click and buy SP500. It could correct, go up and down in short-medium term, but long term you will always make 10% per year. It is pretty easy.

You can add US-T bonds that make 5% per year to diversify. When inflation goes back to 2%, you will still make 5% per year with bonds.