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Never had the bank query any of the payments I've received, cheque or otherwise.
Until last year, that is.
I got a phone call from someone at Barclays International Payments asking me what this transaction was for. It was from Payserve. I've been getting regular payments from Payserve in exactly the same way since 2007, but for some reason the bank decided to query it this time. After two phone calls during which I explained what it was for whilst giving as little away as possible, they decided it was probably okay and the payment went through two days later.
What triggered that I do not know, it was probably random as you say.
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