Well with mojo a gpu server that can handle pretty much anything you throw at it is 800 per month.dont have one yet
At home hardware wise you need at least 2 rtx 3000 series i have a 3060ti and a 3070 on a 128gig ram 16 core 32 threads, threadripper little beast.
I use gpt4all with mistral model to do xxxblogs and fooocus for the images. The gpt4all api is solid their latest version rocks. I can kill 162 WPblogs (and growing) with 3 related images in about 3 hours automatically.
Llam3 for coding and always keep a plus membership to chatgpt handy they are still the best for all. You just cant curse around chatgpt thats all
Lmk if you need help or if you need my set of skills ;)