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Well, it is no fun here. To be out of your bank or payment EMI- it is not a case for any legal complaint. It's the EU world.
You can be lucky today with Epoch or Segpay - but the same could happen with their payment partners in the EU. For any reason.
Asking your clients to stop and re-subscribe again?
You can compare the USA - ACH and the EU- SEPA( bunch of regulations and demands , endless KYC ,AML, etc). Don't forget about the Central European Bank(National Banks) they make their own audit.
You can apply for one partner in the EU today and be out in 2-3 months as about their policy and bunch of different reasons. Even for a big company.
It is overall not easy to make any digital business in the EU - more formalities and regulations. More restrictions.
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