Quote:
Originally posted by WiredGuy
I thought CB's can go back as far as 6-9 months? 22 Months is absolutely ridiculous and quite honestly his fault for allowing the membership to recur month after month without looking into it, even if it was a fraudulent join.
WG
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It all depends on your CC contract, but most say that you must contact them IN WRITING "no later than 60 days after we sent you the first bill on which the problem appeared" (reading off one of my statements
).
Here's another fun note on one of my cards:
"If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services.
You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address.
I've had to do some legitimate charge backs and I've always had to provide reams of proof. And I work with a consumer help group in Atlanta and I've NEVER seen anyone get credit for more than 60 days on any other monthly service billing except porn.
