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Old 10-07-2003, 10:59 PM  
theking
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Join Date: Sep 2002
Location: The good old USA!!!
Posts: 21,053
Quote:
Originally posted by Adorno


Are you fucking kidding me? Low interest? Low payments? I dont know who the fuck you get your student loans from but I spent a better part of the entire 90s getting Stafford, Alaska, and Plus loans to the tune of around 90k USD. IF I would have payed it back according to their payment plan I would have payed off my loans by the age of 65 and payed back around 400k with the interest.

Student loans, although they got me through school, are nothing to play with. They are not favorable. You know what happens if you default on a loan to the government?

And they wont just give student loans to any American. I suspect you have never filled out an FFA. If your parents make any sort of decent money, you will be denied. My ex's family made roughly 80k a year, could not get a student loan to save her life.

Student loans are worse than mortgages, dont try and blow smoke up my ass.
What was the interest rate...the last I was aware it was quite low...and yes the longer you take to pay off any loan the more interest that is paid.

Parents income only come into the picture if one is under age 22.

In my case I went to Community College on grants...and work study programs...which do not have to be paid back. When I attended University it was paid for by the college fund from the military...so I did not have any student loans to repay. I know many people that have had and currently have student loans...two of which are my brother and sister. My brothers undergraduate degree was paid for by the college fund from the military for the most part (he did not complete within the time frame for his military college fund) but before he completed he did have to take out a student loan and an additional student loan for his Masters. My sister currently has a student loan and is working on her Masters...and she has an income of $56,000 from her job...she is a WICK supervisor. My brother also took out a student loan for his Masters...he would have had his Masters in December...but he has to many irons in the fire so he dropped his classes for this semester.
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Last edited by theking; 10-07-2003 at 11:09 PM..
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