Thank you all. I will be contacting more of you later.
One thing I think I may have not made clear...
There is no 7% savings on processing fees. There is no $750.00 which needs to be waived. There is no $199.00 set up fee.
This isn't adult processing. It's basically mainstream. Business to business.
My fees have been 4.5% with 5% holdback, and I have been able to process 7 major cards, I have never paid VISA.
My chargeback ratio isn't even 1%. In the last $40,000.00 + in transactions, not one chargeback, even though I have had to scrup a lot of my own orders
. I process credit card tickets up to $1,200.00
I was talking to Epoch today on the phone, talking about 15% or 14% with 5% holdback. What? But I think she's going to help us get set up with a merchant account of our own, gawd knows we qualify.
I will probably go with an adult processor to handle my merchant account, simply because we (the adult industry) are, and will remain on the cutting edge for everything online. I would expect an adult processor to at least not time out on my clients
I will contact more people tomorrow. Thank you very much for all of your help.
AST 121760557