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Hey Mitch,
Does that .025% chargeback ratio include non-adult merchants selling intangible products.
Are all non-adult merchants selling intangilbe products classified as high risk or do they have a different catagory?
What do you think of these new sites selling mp3's ie. itunes and napster. I would expect they will have a high chargeback ratio?
Kind of tough for these guys to stay under 1%???
Will Visa apply these rules fairly across the board or just target the adult industry.
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